Develop Your Vision With SJC Financial

With many extensive options available including private financing, take advantage of our teams connections and knowledge. Bring to life any project with confidence knowing you are getting the lowest rate possible for construction financing.


Apply Now 


Private Financing Option


We offer private financing options for construction projects for those who seek alternative funding from traditional banks and lenders. Avoid strict rules and guidelines. Message us today for more information.


Get Financing


Unlimited Draws


Take advantage of hassle free unlimited draws. Enjoy no unnecessary fees when you apply for a construction loan through SJC Financial.


Apply Now




Quick Approval for Construction Financing

Step 1

Get pre-approved

Our team will let you know if you're qualified before you finish the full application.

Step 2

Select your rate and term

Our team will help you choose the right mortgage that fits your needs.

Step 3

Verify your info and sign

Provide us with the needed documentation to complete the process.

Step 4

Peace of mind

Our team will handle all the other details and paperwork for you.

Step 5


We will gather all required materials and submit a strong application to a suitable lender so you can get approved quickly and begin your construction project.



Get Your Application Started Today

Begin your application by filling out our long application form or you can simply head over to our contact page and fill out basic details to begin your construction loan.

Apply Now




Residential Development


Build the home or investment property of your dreams with sound financing. Get approved for single detached, semi detached, multi residential and much more. Contact us today to explore your options.


Contact Us



Land Development


Start your land development project with SJC Financial. Our team has worked on a number of large scale land development projects and can transfer their extensive expertise on to you and your project to ensure a greater likelihood of success.


Get Started

  • I had a great experience working with SJC Financial. The team was always very responsive, provided excellent rates, and were able to answer all of my questions. Highly recommend.
    Nico K.


Lock in Today's Best Construction Rates


Save thousands by acquiring the best construction rates in Ottawa guaranteed. Our team will shop AAA lenders and can provide private financing as well depending on your preference and goals.


Get Rate

Our Trusted Lenders


Fast Approval for Construction Financing

We specialize in funding all types of construction projects. Enjoy the best rates and advice for land development, detached, semi-detached, multi residential and much more. 

Contact US

From the Blog

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

Posted Aug 17th, 2021

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.

Read more

Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

Posted Feb 25th, 2021

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options.

Read more

How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

Posted Feb 10th, 2021

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle.

Read more

Join Hundreds of Happy Clients and Enjoy Intelligent Top Rated Financial Services.

Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind. 

Get Started