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We provide award winning advice and submit strong applications for individuals with low credit scores and fluctuating incomes. We also help clients consolidate debt in the most efficient way possible so they can clear it fast and look to the future.

 

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When the Banks Say No, We Say Yes!

Dont be discouraged by the banks disapproval if you do not find yourself fitting into specific guidelines or requirements. SJC Financial presents access to over 100 high quality lenders, meaning we have unlimited options to explore so you can get approved and achieve your financial goals. Reach out today for experienced advice that works.

 

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Live Debt Free

Clear your high interest debt such as credit cards, personal loans, car loans and other costly expenses. We will help guide you through the process of eliminating debt so you can focus on investments and other sounds decisions that will aid your financial future. With over 20 years of experience consolidating debt and building strong portfolios you can feel confident in contacting our team for assistance.

 

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24 Hour Approval for Private Financing

Begin your application today and receive prompt approval for private financing. We will diligently analyze your financial situation and provide professional feedback on the best course of action in order for you to get approved with the lowest possible rate. 

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Fluctuating Income

Fluctuating income can sometimes make for very challenging and complex mortgage applications that don't always get approved. At SJC Financial we are very experienced dealing with these types of situations and have seen tremendous success for our clients. Save time and trust a team that submits strong applications on your behalf. We can help evaluate your financials and give sound advice so you can close the deal.

 

Manage Income

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Get Back on Track with Good Credit

Achieve outstanding credit with professional advice. Our team can assist you in clearing bad high interest debt that hurts your credit score on a monthly basis. By ridding you of these debts we can proceed to helping you acquire healthy debt such as a new property or other non depreciating asset. Explore the many options available to you today.

 

Clear Debt

  • SJC financial was very knowledgeable and professional. They made me feel very comfortable with choosing them
    Louie Piteros

Our Trusted Lenders

 

 

LOCK IN TODAY'S BEST MORTGAGE RATES

 

Save thousands by acquiring the best mortgage rates in Ottawa guaranteed. Our team will shop highly reputable lenders and can provide private financing as well depending on your preference and goals.

 

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From the Blog

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

Posted Aug 17th, 2021

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.

Read more

Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

Posted Feb 25th, 2021

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options.

Read more

How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

Posted Feb 10th, 2021

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle.

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Join Hundreds of Happy Clients and Enjoy Intelligent Top Rated Financial Services.

Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind. 

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