GET APPROVED FOR MORE WITH ACCESS TO OVER 65 LENDERS

Comfortably Afford Your Dream Home

Our team accurately calculates the mortgage amount you can afford. This allows you to confidently place your offers on homes that peak your interest and ensures your wont miss your financing conditions if placed. Once your offer is confirmed we work hard to secure you the best rate available at the time of purchase. When you choose SJC Financial you eliminate the need to shop around and jump through hoops. Our team will provide you with clear and concise advice throughout the process and with access to over 65 lenders you get the best rate every time. 

 

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MORTGAGE PRE-APPROVALS

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Get pre-approved so you can begin your house hunt with confidence and accuracy. A pre-approval will allow you to put in stronger bids and bid with confidence when trying to secure a home in today's competitive
real estate market.

 

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HOME BUYER INCENTIVES

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Receive professional guidance to insure that you don't miss out on any key government incentives, rebates and other perks that are afforded to home buyers. This will increase your comfort
levels and financial stability after making a big home purchase.

 

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Home Buyer Tips

Read through these essential tips to improve your First Time Home Buyer knowledge and expectations. 

Step 1

Get the most out of home buyer programs

Receive home buyers tax credits and applicable additional rebates at the time of purchase.

Step 2

Become familiar with the buying process

Explore a multitude of home buyer resources online or simply let the experts at SJC Financial guide you through the process to ensure you get the best possible outcome.

Step 3

Receive expert advice for the best results

Our specialized agents will ensure you make the correct decisions each step along the way until closing.

Step 4

Start pre-approval 

When you are ready, get pre-approved quickly so you can secure the home that best suits your needs and budget.

Step 5

House Hunting Resources

House hunt with Ottawa's strongest network. SJC Financial can set you up with top rated realtors, appraisers, inspectors and much more so no detail gets overlooked when you are considering buying the home of your dreams. 

 

 

Get Your Application Started Today

Begin your application by filling out our long application form or you can simply head over to our contact page and fill out basic details to begin your mortgage purchase.

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PURCHASING HOME

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Purchasing a home is a complex process. We will ensure you are a step ahead of the game and prepared with all necessary documentations and files so you remain in tip top shape right up
until closing day. This make for an easier and less stressful first time
home purchase.

 

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PART OF THE FAMILY

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After closing day SJC Financial will remain there for you throughout home ownership. We can be contacted any time for advice and can assist you with future endeavors such as renewing,
refinancing and more.

 

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  • SJC financial was very knowledgeable and professional. They made me feel very comfortable with choosing them
    Louie Piteros

 

LOCK IN TODAY'S BEST MORTGAGE RATES

 

Save thousands by acquiring the best mortgage rates in Ottawa guaranteed. Our team will shop AAA lenders and can provide private financing as well depending on your preference and goals.

 

Get Low Rate

Our Trusted Lenders

 

What is a mortgage going to cost you each month?

Try one of our easy to use mortgage calculators below to get a quick idea. If you have any questions, simply call or email for fast service.

 

Mortgage Purchase

Calculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers.

 

Click to View

 

Renewal or Refinance

Calculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers.

 

Click to View

From the Blog

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

Posted Aug 17th, 2021

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.

Read more

Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

Posted Feb 25th, 2021

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options.

Read more

How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

Posted Feb 10th, 2021

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle.

Read more

Join Hundreds of Happy Clients and Enjoy Intelligent Top Rated Financial Services.

Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind. 

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