SECOND MORTGAGE

Free Up to 80% Equity with a Second Mortgage

Secure your second mortgage with Ottawa's most powerful financial network. SJC Financial offers access to a wide variety of high quality banks and lenders ensuring you get the best second mortgage available in today's market. Enjoy lower fees, a smoother application process and experienced advice. Our team can also process a big purchase or execute an investment strategy post closing. 

 

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FLEXIBLE REQUIREMENTS 

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Enjoy more leniency compared to other equity takeout methods, which includes more forgiving beacon score and income requirements. 

 

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AVOID UNNECESSARY PENALTIES

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A second mortgage allows you to avoid breaking your first mortgage, allowing you to save more money on fees and penalties while freeing up equity.

 

Make Purchase

  • Attention to details with clients. Works hard to get the job done. Great work Steve. Keep up the hard work!!
    Sam Moussa

 

FAST APPLICATION PROCESS

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The nature of second mortgages makes for a faster application process with less required documentation and more relaxed guidelines. 

 

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ADVANCED STRATEGY POST CLOSING

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After closing day SJC Financial will remain there for you to provide assistance and advice if you need to use your freed up equity to make a big purchase or strategic investment.

 

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Our Trusted Lenders

 

 

LOCK IN TODAY'S BEST SECOND MORTGAGE RATES

 

Save thousands by acquiring the best second mortgage rates in Ottawa guaranteed. Our team will shop a variety of lenders so you can reach your goals.

 

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What is a mortgage going to cost you each month?

Try one of our easy to use mortgage calculators below to get a quick idea. If you have any questions, simply call or email for fast service.

 

Mortgage Purchase

Calculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers.

 

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Renewal or Refinance

Calculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers.

 

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From the Blog

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

Posted Aug 17th, 2021

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.

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Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

Posted Feb 25th, 2021

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options.

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How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

Posted Feb 10th, 2021

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle.

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Join Hundreds of Happy Clients and Enjoy Intelligent Top Rated Financial Services.

Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind. 

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