When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.
1. Building Your Application
This step usually consists of a phone call with an agent to understand your file and what we are trying to accomplish. We will ask you for preliminary documents to start your file. These generally include the following.
2. Submitting to Lenders
After putting your application together, we decided which lender best suits your file. This decision is made based on multiple factors, including your income type, how many properties you own, or if you're a first time home buyer.
3. Signing Your Mortgage Documents
Once we receive your commitment from the lender, you will sign your mortgage documents, These documents include a breakdown of all fees associated with the process, a schedule of your payments and your mortgage application.
4. Fulfilling Conditions
In the mortgage commitment, you have noticed a list of conditions needed to be met in order to complete your file. These are documents the lender requires in order to support the information given to them for your application. These documents can include the following:
5. Bonus Files
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Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind.